Municipal Lien Search
A Florida Municipal Lien Search protects a buyer from unknowingly acquiring debt from municipal charges. This type of detailed research uncovers unrecorded municipal liens, code violations, special assessments, open or expired permits, and unpaid utility fees.
What Are Unrecorded Municipal Liens?
Unrecorded municipal liens result from situations where the property owner fails to remit payment to a municipality or fails to comply with the local code. In some cases, these situations can lead to a lien being placed on the property. Municipal lien searches uncover these on both residential and commercial real estate.
Why Order a Florida Municipal Lien Search?
If undiscovered, or unresolved until after closing, the new owner may become responsible for these municipal charges if they go unpaid. Having a complete Florida Municipal Lien Search performed prior to closing can save the buyer thousands of dollars, hours of paperwork, and untold stress.
Isn’t a Title Search Enough?
Title searches are not through enough to protect the buyer as they only uncover recorded liens on a property. The municipal debts against real property will not be disclosed in this type of records search. If the debt is not cleared up prior to closing, a lien may be imposed on the property and the responsibility of clearing that loan transfers to the new owner. Additionally, unrecorded liens are not covered under a standard Owners Title Insurance policy.
Ultimately, it is the buyers’ responsibility, not the closing agent or even the bank’s title insurance agent to ensure the title is clear of both recorded and unrecorded liens on a property. A prudent buyer will ensure that a Florida Municipal Lien Search has been ordered and any outstanding items are resolved prior to closing.
What’s Included in a Municipal Lien Search?
With a Florida Municipal Lien Search, you will receive all of the following reports:
- Building Violations
- Code Enforcement Violations
- Open & Expired Permits
- Water Utility Balances
- Real Estate Property Taxes
- Sewer Utility Balances
- Solid Waste Utility Balances
- Special Assessments
- Storm Water Utility Balances
- Unrecorded Municipal & County Debts
Florida Municipal Lien Search serves title agents, attorneys, and realtors with unrecorded and municipal lien searches for all of the cities and counties in the State of Florida. FMLS’ team of search experts conducts extensive searches to identify these types of issues prior to closing to insure property buyers are not acquiring unknown issues.
What we offer.
100% Customer Satisfaction
We pride ourselves on doing it right, the first time. If we didn’t perform up to your expectations, it’s free.
Convenient Online Ordering
No need to wait in an office or fax papers, simply order online and we will take it from there.
24/7 access anytime
Get the status update of your lien search on your schedule wherever you need it by desktop or mobile device.
Easy to Read Summary
Our reports are formatted so that you can get the information you need very easily.
Log in to your own client portal to see the status update of your search.
No Update Fee
We don’t charge any hidden fees for any of our services. What you see is what you get.
We are insured for your protection.
In a Rush
We like a challenge, and understand that sometimes it simply needs to be rushed. No worries! We’ve got you!!
No Cancellation Fees
Simply send us a copy of the Cancellation of Contract. No charge for our search fee.